Cost of Living in China for Students (2026–27): Monthly Budget
Cost of living in China for international students: about 2,000–4,000 CNY a month plus housing, more in Beijing and Shanghai. Ranges, sources and budgets.

The cost of living in China for international students is usually about 2,000 to 4,000 CNY a month (roughly 280 to 570 US dollars) for food, transport and personal costs. Campus housing is extra, roughly 700 to 1,800 CNY a month depending on the city and room type. Beijing and Shanghai cost more than smaller cities.
- Campus dorm: about 700 to 1,800 CNY a month, depending on university, city and single or shared room.
- Off-campus room or apartment: about 1,500 to 2,500 CNY a month in a large city like Tianjin, and often more in central Beijing or Shanghai.
- Food: about 900 to 1,800 CNY a month, based on 30 to 60 CNY a day.
- Transport: city buses about 2 CNY a trip, metro about 2 to 10 CNY depending on distance.
- Student health insurance: about 800 CNY a year, usually required at registration.
- Exchange rate used here: about 7 CNY to 1 US dollar. Rates change, so check before you budget.
What is the cost of living in China for international students?
There is no single official figure, because costs depend heavily on the city, your housing and your habits. The ranges in this guide come from Chinese university pages and other institutional sources. A joint college of Liaoning Normal University and Missouri State University, for example, estimates basic living costs of about 2,000 to 4,000 CNY a month for a single student, not including accommodation. Use these numbers to plan, then check the latest figures on your university's international student page. For tuition, documents and the full admission path, see our guide to how to study a bachelor in China.
China has a wide cost range. A student in a smaller provincial city who lives on campus and eats in the canteen can live on far less than a student renting an apartment in central Shanghai. Most universities are in large cities, but even there, campus life is usually much cheaper than living off campus. Since city and university shape your budget so much, it helps to compare Chinese universities, cities and scholarships on WiseAdmit, the company behind CSCA.ai.
How much is student housing in China?
Most first-year international students live in a university dormitory. Prices are set by each university. China University of Geosciences in Wuhan, for example, lists 8,400 CNY a year for a bed in a double room and 12,000 CNY a year for a single room, with water, electricity and internet billed separately. Nankai University in Tianjin lists campus housing at around 1,800 CNY a month. Reports for Peking University give roughly 700 to 1,500 CNY a month depending on the building.
Off-campus housing gives you more space but costs more and adds deposits, agent fees and utility bills. Nankai lists 1,500 to 2,500 CNY a month for off-campus housing, and prices in central Beijing, Shanghai and Shenzhen are often higher. You also need to register your address with the local police within the required time, which campus housing staff usually handle for you.
How much do students spend on food in China?
Food is where your choices matter most. Nankai University estimates 30 to 60 CNY a day for food and drink, which is about 900 to 1,800 CNY a month. University canteens are the cheapest option, with simple meals that cost much less than restaurants. Cooking in a shared dorm kitchen, where allowed, also keeps costs down. Eating out often, ordering delivery every day or buying imported food can easily double your food budget.
What other monthly costs should you expect?
- Public transport: cheap and reliable. Buses cost around 2 CNY and metro rides around 2 to 10 CNY in a city like Shenzhen.
- Phone and data: a local SIM with a monthly data plan. Prices vary by carrier and plan, so compare options with your university's student helpers.
- Utilities: in many dorms, electricity, water and internet are charged separately from rent.
- Study materials: textbooks, printing and stationery, usually a modest amount each semester.
- Personal and social: clothing, toiletries, trips and travel home, which vary most from student to student.
Set up mobile payment early. Daily life in China runs on mobile wallets, and many small shops and canteens prefer them to cash or foreign cards. Your university will usually explain how to link a local bank account once you have your residence permit.
What one-time and yearly costs should you plan for?
Living costs are only part of your budget. Tuition is separate and usually the biggest yearly cost. As examples, China University of Geosciences lists bachelor tuition of 18,000 CNY a year for arts and 22,000 CNY for science, and Tsinghua lists 30,000 CNY a year for its Chinese-English taught science and engineering programs. English-taught, joint-campus and medical programs often cost more. Before you even apply, you may also pay the CSCA exam fee if your university requires the test.
- Application fees: set by each university. Tsinghua, for example, lists 800 CNY.
- CSCA registration: the official fee has been 450 CNY for one subject and 700 CNY for two or more. Confirm on csca.cn.
- Student visa (X1): the fee depends on your nationality and the embassy.
- Residence permit and local physical exam: required after arrival. Fees vary by city.
- Student health insurance: about 800 CNY a year, or about 400 CNY for six months.
- Arrival costs: bedding, kitchen items, a SIM card and transport from the airport.
- Flights: at least one return trip a year if you plan to go home in summer.
Student budget in China: sample monthly ranges
These are our planning estimates, built from the sourced ranges above. They are not official figures, and real costs vary by city, university and lifestyle. They include housing and daily living costs, but not tuition, flights or one-time fees.
- Careful saver, campus dorm, smaller city: about 2,500 to 3,500 CNY a month.
- Typical student, campus dorm, large city: about 3,500 to 5,000 CNY a month.
- Off-campus renter in Beijing, Shanghai or Shenzhen: about 5,500 CNY a month or more, depending mostly on rent.
For an annual view, multiply by 12 and add tuition, insurance and travel. A student in a campus dorm in a large city might plan for living costs of roughly 42,000 to 60,000 CNY a year before tuition. Keep an emergency fund of at least one to two months of costs, because exchange rates, delays in scholarship payments and unexpected expenses happen. To see how these totals compare with other destinations, read our study in China vs UK vs Australia comparison.
How can you lower your living costs in China?
The biggest saving is a scholarship. A full Chinese Government Scholarship for bachelor students has covered tuition, a dorm place or a 700 CNY monthly housing subsidy, insurance, and a 2,500 CNY monthly stipend, according to published CSC figures. Provincial, city and university scholarships can cover part of your costs. For 2026–27, CSC bachelor applicants must take the CSCA, so preparing early with our Mathematics study guide is a practical first step.
- Live on campus in your first year, even if you plan to move out later.
- Eat mostly in the university canteen and cook when you can.
- Use buses and the metro instead of taxis or ride-hailing.
- Buy second-hand textbooks and household items from graduating students.
- Consider universities in provincial cities, where housing and food often cost less than in Beijing or Shanghai.
- Use student discounts on trains, museums and attractions.
Do not plan on paid work to cover your living costs. International students in China can only take part-time work or internships with approval from their university and the immigration authorities, so your budget should work without it. Your strongest financial lever is a scholarship, and for many of them, free CSCA Mathematics practice is a sensible place to start.
Frequently asked questions
CSCA FAQ
How much money do I need per month to live in China as a student?
Plan for about 2,000 to 4,000 CNY a month for daily costs, plus about 700 to 1,800 CNY for a campus dorm. Big cities and off-campus housing cost more.
Is China cheap for international students?
Compared with the UK, US or Australia, living costs and tuition at many public universities are usually lower. Costs still vary a lot between cities and lifestyles.
Which Chinese cities are cheapest for students?
Provincial cities are generally cheaper than Beijing, Shanghai and Shenzhen, mostly because of rent. Campus housing narrows the gap between cities.
Is health insurance required for students in China?
Yes. Universities require student insurance, often about 800 CNY a year, and some will not let you register without it. Scholarship students may have it covered.
Can I work part-time while studying in China?
Only with approval from your university and the immigration authorities. Do not rely on part-time income in your budget.
How much does the CSCA exam cost?
The official fee has been 450 CNY for one subject and 700 CNY for two or more subjects. Confirm the current fee on csca.cn before you register.
CSCA.ai is an independent preparation platform. Confirm dates, fees and requirements on the official site, csca.cn.